While different on many levels, I find that your thinking runs on par with anime. First you have Fuzzy Heroes, and now you have PitS. While different, there are significant superficial similarities between PitS and .hack. (Your current one seems more like chinese gold farmers by the description.)
I am starting to think that you should just come out with the idea, and then give it to me to connect it up to the anime culture. Unlike rpgs, anime is actually a growing industry.
In case you are board, here is the anime I am talking about:
http://en.wikipedia.org/wiki/.hack//Sign